In
accordance
with federal
regulations,
we are
giving you
this Privacy
Notice to
tell you how
we may use
non-public
personal
information
("Private
Information")
about you or
your
account. The
kinds of
Private
Information
we collect
about you or
your account
are
described
below. This
Privacy
Notice applies
whether you
are our
current or
former
customer.
Collection
and Use of
Private
Information
We may
collect the
following
kinds of
Private
Information
about you
from the
following
sources:
Information
you
provide on
application
forms, or
other
correspondence,
such as
your name,
address,
social
security
number and
income.
Information
about your
transactions
with us or
others,
such as
your
account
balance
and
payment
history.
Information
we receive
from consumer
reporting
agencies,
credit
references,
employers,
insurance
companies
and
insurance
agencies,
such as
your
credit
history
and credit
worthiness,
and
information
that we
obtain to
verify
employment
history or
that
insurance
coverage
is in
force.
Disclosure
of Private
Information
We may
disclose
Private
Information
(described
above)
under the
following
circumstances:
To
Marketing
Service
Providers
and
Joint
Marketing
Partners.
We may
disclose
all
Private
Information
to
companies
that
perform
marketing
services
for us
or to
other
financial
institutions
with
which we
have
joint
marketing
agreements.
With
Non-Affiliated
Third
Parties.
We may
disclose
all
Private
Information
about
you with
non-affiliated
third
parties
as
permitted
by law.
Protection
of
Information
We
restrict
access to
your
Private
Information
to our
employees
and third
parties
who need
to know
that
information
in order
to service
your
account.
Additionally,
we
maintain
physical,
electronic,
and
procedural
safeguards
to protect
your
Private
Information
in a
manner
consistent
with
industry
standards
for similar
companies.
We will
review our
safeguards
from time
to time,
and strive
to
maintain
them in a
manner
consistent
with
federal
regulations,
if any,
that may
be in
effect
from time
to time.
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